Understanding High-Interest Online Loans in China | Financial Awareness Guide #3485416 (License: Personal Use)

The cartoon depicts a man strained under an oversized orange rock labeled “网贷” (online loan), symbolizing the crushing weight of debt, while a woman offers a red envelope with a currency symbol, expressing concern over “利率太高” (interest rate too high). The imagery uses exaggerated proportions and expressive characters to highlight financial stress and consumer caution in China’s digital lending market. This visual metaphor underscores the risks of unregulated or high-cost fintech borrowing platforms.

This image is commonly used on financial literacy blogs, consumer protection websites, and fintech regulatory articles targeting Chinese-speaking audiences. It serves users searching for explanations of loan traps, debt management advice, or warnings about illegal lenders-especially among young adults using mobile lending apps.