Delinquency Trends by Age Group: 2004-2012 Borrower Data #1382118 (License: Personal Use)

This grouped bar chart illustrates the share of borrowers who were 90+ days delinquent, segmented by age (<30, 30-49, 50+, and all), across three years: 2004 (blue), 2008 (red), and 2012 (green). The highest delinquency rate occurred in 2012 for the 30-49 age group at ~20%, while younger and older borrowers showed moderate but rising trends over time. The data reflects post-recession credit stress and shifting repayment behaviors.

Used in financial reports, economic analyses, or credit risk articles to visualize demographic trends in loan delinquency; targets researchers, policymakers, and fintech professionals seeking historical credit behavior insights.