The Three Pillars of Retirement Income in Canada Explained #1984848 (License: Personal Use)

The infographic illustrates Canada’s retirement income framework as three supportive pillars: employer-sponsored pension plans (including defined benefit and contribution plans), public pensions such as the Canada/Quebec Pension Plan and Old Age Security, and personal retirement savings like RRSPs, TFSAs, non-registered investments, and guaranteed lifetime withdrawal benefits. Each pillar plays a distinct role in ensuring financial security during retirement, with varying levels of contribution, risk, and government involvement.

Used on financial planning, retirement education, or government resource pages to help Canadians understand how retirement income is structured; matches user intent to learn about long-term financial preparedness and pension options.