Create a clipart of an iridescent kelpie, a water horse, submerged in transparent blue water. The kelpie should have a shiny, metallic appearance with rainbow-like colors shimmering in the light. The horse should appear submerged in water, with the water rippling around it, giving the impression of movement. The background should be a plain, high-contrasted color to emphasize the kelpie's unique beauty. The style should be in a cartoon-like manner, with bold lines and bright colors to create a c